Throughout the process of receiving, evaluating, and rendering a decision regarding the claim of a policyholder, many complex questions arise as to the duties and responsibilities of a carrier and the possible risks associated with those decisions. Farmer, House, Osuna & Olvera is uniquely qualified in the area of coverage analysis to render coverage opinions that discuss those questions and properly weigh the risks inherent with these issues. The attorneys of Farmer, House, Osuna & Olvera have prepared a multitude of coverage opinions concerning numerous types of policies including:
• Commercial general liability and property policies;
• Homeowner’s policies (standard and non-standard);
• Professional liability policies; commercial/business automobile policies;
• Umbrella/excess policies;
• Errors and omissions policies;
• Personal auto policies;
• Personal liability policies;
• Farm and ranch policies; and
• Pollution coverage policies
Our coverage attorneys are prepared and capable of assessing any coverage issue facing an insurance carrier. Our client’s interests are our main concern and, to that end, we offer our clients a legally sound approach, based upon the most recent controlling legal precedent, to evaluating coverage all the while respecting our clients’ dedication to its insureds and recognizing the position of insurance carriers under Texas law.