William David Farmer

David was born in Wilmington, North Carolina and conducted his undergraduate studies at the University of North Texas and the University of North Carolina at Wilmington where he received a Bachelor’s degree in 1985. He attended St. Mary’s University School of Law where he was a member of the Phi Delta Phi Honor Fraternity and was recognized with American Jurisprudence Awards in Contracts and Employment Law. David received his J.D. in 1990 and is a senior Shareholder in Farmer, House, Osuna & Olvera.

David was admitted to the Texas Supreme Court and the Texas Bar in 1990 and has been honored in Who’s Who in American Law and recognized by his peers as one of the best insurance coverage attorneys in San Antonio.  He is licensed in the Southern, Northern, Western and Eastern Districts of Texas; United States Fifth Circuit Court of Appeals, as well as the United States Circuit Court of Appeals (Washington, DC). He is a member of the State Bar of Texas, San Antonio Bar Association, and Defense Research Institute.

David’s primary area of practice is insurance law (including insurance coverage, insurance coverage litigation, and representation of insurance companies in first-party litigation). He has completed hundreds of coverage reviews and opinions on various topics under commercial package policies, (general liability and property), homeowner’s policies (standard and non-standard), professional liability policies, business owner’s policies, commercial/business automobile policies, umbrella/ excess policies, errors and omissions policies, personal auto policies, personal liability policies, farm and ranch policies, and pollution coverage policies. He routinely assists clients and resolves complex coverage matters involving a multitude of coverage questions including additional insured and contractual indemnity issues, issues regarding trigger of coverage and allocation, personal and advertising injury questions, to name a few. He also counsels clients on extra-contractual liability issues and time limit demands. David represents insurance companies in coverage, breach of contract and bad faith lawsuits, and in disputes against other insurers.

David lectures on insurance coverage at various continuing education and training seminars and has represented clients not only State courts, but also appellate courts, including intermediate Texas courts of appeal, the United States 5th Circuit, and Texas Supreme Court.

Contact David at: wdfarmer@satx.law